MEET THE TEAM:
Joanne Smith, Chief Executive Officer
Joanne Smith has worked in Financial Services for over 20 years. Her expertise is in compliance related matters, across all sectors of the industry. Since 1990 she has worked in a number of Financial Services Companies including Royal Insurance, HBOS and KPMG, as well as the Financial Services Authority. She has an MBA from Ecole Nationale des Ponts et Chaussees in Paris. In 2000 she founded The Consulting Consortium (TCC) which specialises in providing compliance services, training and resources. Joanne’s drive and passion has turned TCC from an initially small outfit to the award winning company it is today.
When she’s not busy running an extremely successful compliance services company Joanne likes to travel.
Jane Hodges, Chief Operating Officer
Jane Hodges has worked in the financial services industry for over 25 years. In her career she has been involved with providing financial advice, compliance delivery, complaint handling operations, programme management, POS design, operational management, customer service delivery, and designing and delivering service propositions to mortgage brokers and IFAs. Jane is a Chartered Financial Planner, Member of Chartered Institute of Securities & Investments and was the first Associate of the Society of Financial Advisers- now PFS- and believes fiercely in the financial services industry, the quality of the advisers and the need for professionalism.
When she’s not busy with FSA / FOS related matters Jane runs a working farm and her skills include the successful birthing of breeched lambs!
Stephen Young, Non Executive Director
Stephen Young has spent over 25 years working in financial services. His expertise lies in business development and he has an in-depth knowledge of regulatory requirements. He has a broad commercial experience and has spent many years in Board level roles covering sales, marketing and business leadership. As such, Stephen is able to provide both a strategic and an operational perspective on the challenges that organisations face. Having spent over 7 years on the Board of the UK’s largest financial services network, Stephen brings with him a wealth of relevant knowledge and experience. He has a deep understanding of lending, savings and investment products from both a manufacturer and intermediary perspective. He is an associate of the Chartered Institute of Bankers, completed the Columbia University Leadership Programme and Cranfield University Strategic Marketing Programme.
In his spare time, Stephen loves to watch cricket and remains a die-hard Derby County supporter.
John Cowan, Non Executive Director
John Cowan has spent over 42 years working in financial services having realised that, despite dedicated application, Refuse Collector and Whisky Bond labourer were not the careers for him. He joined the insurer Scottish Amicable in 1969 and worked his way successfully through the ranks to the main board as Director of Sales and Marketing. Acquisition by Prudential saw John established as Group Sales Director, involved in industry-wide issues and Director of IFA Promotions. In 2002 he accepted the challenge by National Australia Bank to bring their successful Wrap and outsourced manager-of managers investment vehicle (MLC) into the UK - years ahead of its time! In recent years he has used his accumulated knowledge of people, financial services and strategic thinking as a Board member of Paymentshield and Foresters. Today he is Chairman at Uinsure, Chairman of Mortgage Options and Non Executive Director at Sesame Bankhall Group.
John lives in Central London (where the refuse is collected with amazing efficiency), is a Friend of the Royal Academy, collects modern British first edition fiction and is a deeply affectionate supporter and shareholder of Celtic Football Club.
Jason Wintie, Director of Compliance
Jason Wintie is a compliance professional with over 15 years of financial services experience. Working as a Regulatory Consultant for the past 10 years, he has undertaken and managed a wide range of regulatory engagements for numerous regulated firms across all industry sectors, including, Insurers (Life and General), Reinsurers, Banks, Building Societies, Friendly Societies, Independent Financial Advisers, Investment firms, Mortgage and Insurance Intermediaries. As a consequence of his extensive experience he has a detailed knowledge and understanding of the FSA requirements along with the ability to apply this knowledge pragmatically to a wide range of different firms. Jason has a very practical and “hands on” approach to his work and has personally assisted many Compliance Directors/Officers to deal with regulatory matters.
When he's not assisting firms with his compliance expertise Jason enjoys tending his herd of pigs.
Graham Linney, Finance Director
Graham Linney has worked in finance for over 20 years. Having gained his degree in mathematics from the University of Exeter in the early 1980s, he then went on to become a fully qualified accountant. Graham was also a commissioned RAF officer in the Navigation Branch. Graham has worked in senior finance roles with AXA Sun Life, The Frost Group, United Industries plc and Axial Systems, before joining TCC in 2010.
When he’s not busy with all matters financial Graham enjoys coaching football and watching his sons play all manner of sports.
Priscilla Gaudoin, Associate Director - Risk & Governance
Priscilla has over 14 years experience in the financial services industry and has been a consultant for a number of years having previously worked for a large global finance company. Priscilla is a member of the Chartered Insurance Institute (CII); International Compliance Association (ICA) and the Chartered Management Institute (CMI). Priscilla is a six sigma certified project manager and has managed projects such as: the design & implementation of compliance monitoring schemes; ARROW projects, from collation of documentation through to mock interviews & assisting firms with their managing Risk Mitigation Programmes; as well as designing & implementing risk management frameworks. Priscilla has advised a variety of firms from banks to insurers and investment managers. Her areas of expertise include: systems and controls; corporate governance; ARROW preparation; financial crime; DPA; CCA; Conduct of Business.
In her leisure time, Priscilla belongs to a book club; enjoys crocheting and dabbles in art. She has recently begun micro volunteering.
Richard Brough, Associate Director - Regulatory Policy
Richard Brough has 17 years financial services experience, with the last 12 years spent as a senior compliance expert. His qualifications include CII Advanced Financial Planning Certificate and his is current working towards his MBA. His expertise lies in the practical interpretation of regulatory papers and managing situations where the interpretation and communication of highly complex and/or sensitive information is required. He is also experienced in Human Resource Management, Senior Management Systems, Controls & Governance Implementation, Risk Assessment Frameworker Management and Training & Competence Management. He has previously worked for Britannic, DBS Network and Simply Biz Services.
In his spare time Richard enjoys travelling and watching both codes of rugby.
Neil Colclough, Associate Director - Compliance Services
Neil has worked in the financial services industry for over 22 years, initially as a financial adviser before moving into both office and field based compliance. He holds the CII Diploma in Financial Services. Neil has excellent knowledge of auditing and reporting on firm’s systems and controls and advising and implementing effective compliance strategies and monitoring plans. He has a wealth of practical business experience and a thorough understanding of Training & Competence requirements, file reviews, S166 work and has been involved with progressing trainees through to Competent Adviser Status. He has also helped firms through their FSA ARROW Visits via onsite assistance and dealing directly with the FSA.
When he is not busy with regulatory work Neil enjoys supporting Port Vale Football Club and playing Crown Green Bowls.
Jon Sinclair, Quality & Project Manager
Jon Sinclair has over 20 years experience working in compliance. His qualifications include Full Financial Planning Certificate as well as CEMAP. Jon is experienced and results driven with high standards; well organised and used to working under pressure and to strict deadlines. He has excellent report writing, presentation and analytical skills. He looks after a range of clients, across all areas of financial services, as well as liaising regularly with FSA, FOS & FSCS.
When he is not providing his regulatory expertise to clients Jon helps his local community by raising funds for a local hospice. For relaxation he likes to travel, read and drink very nice wines.
